Alliance Redwoods strives to prioritize the health and wellness of our staff and their families and is happy to announce some exciting changes taking place during this year’s Open Enrollment, which we anticipate will better serve our staff both now and in the future. Open enrollment is the one time of year that eligible employees may modify their benefits elections outside of experiencing a qualifying event, so we encourage you to take the time to carefully consider your options and make the selections that are right for you. All changes must be submitted by November 10th and are effective December 1, 2023.
Key Dates:
- Personalized Benefits Rate Sheets Distributed – week of Oct 30th
- In Person Open Enrollment Session – November 2nd at 11:30 AM
- Benefit Elections Due – no later than Friday November 10th
Review the attached for highlights of benefits changes taking place this year.
Benefits Summary Information
Each eligible employee will receive a personalized rate sheet that depicts their available benefits options and associated costs. Please note that the sheet is prepared to reflect costs of any currently enrolled dependents, if applicable. If you would like cost information for additional dependents not included, please contact Jim Goodrich.
Health Insurance
Alliance Redwoods will continue to offer 2 options for Group Health Insurance to eligible employees, Kaiser Permanente and Sutter Health Plus.
Kaiser Plan Options:
KP BRONZE HDHP 7000 Summary (High Deductible Plan)
KP SILVER HMO 1650_55 plan summary
KP BRONZE HMO 6300_65 plan summary
Sutter Health Plus Options:
Dental & Vision Insurance
Alliance Redwoods will continue to offer Dental Plan with no changes to coverage, as well as offer a new Vision Plan to all benefits eligible staff.
Vision Plan:
Dental Plan:
Healthcare Saving Account
Staff that enroll in either the Kaiser or Sutter Health High Deductible Health Plan option, will be eligible to contribute to a Healthcare Savings Account (HSA). Contributing to an HSA allows employees to set aside earnings on a pre-tax basis, to be used towards qualified medical expenses, including their deductible and much more.
This year, the Employer Match will decrease from last year’s offering, such that ARCG will contribute $1.00 for every $1.00 that you contribute, up to a maximum of $100 per month. This change will apply to any contributions made after December 1, 2023. Employer matching contributions are immediately vested.
Check out the HSA Store to see the many different types of qualified expenses you can pay for using your HSA funds!
Making Your Benefits Elections
Benefit elections made during Open Enrollment must be received no later than November 10th and are effective December 1, 2023 through November 30, 2024. To complete the Open Enrollment process:
Step 1: Complete the Open Enrollment Election Form
Complete the “Open Enrollment Election Form” to submit your benefit elections. Please note that ALL eligible employees must return this form, if you are waiving coverage. If you do not change your coverage elections, your existing options will continue for the following plan year.
Step 2: Health Insurance Elections
If you are a newly enrolling in the Kaiser or Sutter Health Plan (i.e., you are newly eligible, are switching from one plan to the other), you must complete the applicable Enrollment Form:
If you have a dependent only change to make to your current Kaiser enrollment, complete the Kaiser Dependent Change Form:
If you are currently enrolled in Kaiser and are continuing your existing coverage, no additional action.
Step 3: Dental / Vision Insurance Elections
If you are newly enrolling in Vision and/or Dental Coverage, or would like to change your covered dependents, complete the Dental/Vision Enrollment Form:
If you are currently enrolled in Dental coverage and are continuing your existing coverage, no additional action
Step 4: Healthcare Savings Account (HSA) Election
If you are enrolling in either the Kaiser or Sutter Health Hight Deductible Health Plan option, you may contribute to the HSA by completing the following form: